Specialty Insurance Solutions for Builders Risk

Delivering tailored Builders Risk insurance solutions for complex construction projects nationwide. Our program provides comprehensive coverage and a streamlined underwriting process, supporting project stability from ground-up through completion.

With national reach, industry expertise, and market-leading capacity, our Builders Risk product eliminates friction, enhances coverage certainty, and delivers value-driven insurance products.

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Starwind Digital Builders Risk Crane Image

Key Coverages included:

  • Architects and Engineering Fees
  • Claims Preparation
  • Construction Trailers
  • Debris Removal
  • Expediting and Extra Expense
  • Named Windstorm
  • Ordinance or Law
  • Offsite Storage and Transit
  • Testing
  • Water Damage
  • Wind / Hail

Key Optional Coverages:

  • Delay in Completion – Soft Costs
  • Delay in Completion – Rental/income
  • Flood
  • Earth Movement
  • Permission to Occupy

Submission Requirements:

  • Itemization of hard costs, soft costs and rental/income values
  • Construction Schedule
  • Site Map
  • Geotechnical Report

Eligible Risks:

  • New construction only (no renovations or midterm projects)
  • 4 – wall, building type construction projects
  • Wood frame and joisted masonry projects up to $25M total insured value
  • Non-combustible projects up to $50M total insured value
  • Low to medium named windstorm, earth movement, and wildfire exposures
  • Experienced general contractors (minimum 5 years)
  • Projects located within the 48 continental states

Targeted Projects and Occupancies:

  • Single Family Dwellings
  • Homeowner Developments
  • Townhomes
  • Condos and Apartments
  • Schools
  • Hospitals
  • Governmental Buildings
  • Commercial Occupancies
  • Warehouses and Distribution

Key Differentiators:

  • Instant quote, bind, and issue for eligible projects
  • Rules-based underwriting supported by geospatial and data-driven tools
  • Proprietary construction specific policy form backed by A-rated capacity
  • End-to-end digital workflow with minimal manual input
  • Multiple options for deductible and coverages needed
  • Premiums as low as $2,000 per project

Get in touch:

Ready to discuss a builders risk opportunity or explore coverage options? Get in touch with our team for responsive support, coverage clarity, and solutions built around your project.

GET IN TOUCH TODAY:

OUR OFFICE

156 W 56th Street, Suite 1201Add Content...