Can your General Liability policy truly protect your clients in today’s volatile environment? As domestic terrorism threats rise and A&B exclusions grow, insureds face increasing exposure to nuclear verdicts. Learn why private market terrorism policies offer the clarity and certainty your clients need in an era of evolving risk.

Are your cannabis clients missing key coverage—or leaving money on the table? With shifting regulations, emerging risks, and evolving coverage options, staying ahead is more important than ever. Discover the 10 essential insights brokers need to navigate the cannabis insurance marketplace with confidence.

Are your clients covered adequately for today’s domestic terrorism risks? With terrorism threats evolving and domestic events on the rise, is the current insurance safety net enough? Discover why TRIPRA may no longer provide the protection your clients need — and how the private market offers stronger, more flexible alternatives.

Are your transportation clients truly covered for pollution losses—or just compliant? Standard endorsements like CA 9948 and MCS-90 often fall short when it counts. Discover how a true Transportation Pollution Liability (TPL) policy fills critical coverage gaps and provides robust protection for today’s high-stakes environmental sector.

Medical malpractice claims have far-reaching financial, psychological, and social effects on patients and healthcare providers at every level. The loss of key staff members and the negative publicity associated with medical professional liability lawsuits can do significant damage to a hospital or medical clinic.

The trucking industry continues to bounce back from the 2020 pandemic, but the recovery hasn’t been all smooth sailing. According to the American Transportation Research Institute’s (ATRI) 2022 survey, 2021 was the costliest year on record for the trucking industry, and the trend was expected to continue with 2022.1

Hyperinflation of material, labor, and equipment costs is having widespread ramifications for the construction industry, including project funding issues, cancellation of contracts, and contractor defaults. Despite the flurry of current construction happening around the country due to infrastructure investments and the demand for new housing, it’s a challenging time, especially for smaller trade contractors. In 2021, the annual construction input inflation rate reached a shocking 19.6%. For the sake of perspective, the non-residential construction inflation rate was 4.4% in 2020 and 1.8% in 2019. The vast majority of contractors in today’s industry haven't had to navigate an inflationary environment that exceeded 5% for more than 30 years, which means many have never experienced hyperinflation and are struggling with how to handle it as well as the negative impact it can have on the bottom line.4

Behavioral healthcare providers can help mitigate growing violence rates by adequately assessing the risk of violence a patient presents toward others. The right behavioral healthcare assessments can help protect people from harm and prevent professional liability claims.

"Always looking five years ahead and maintaining an education focus has been key to INSUREtrust’s continued success in the cyber market," says president and CEO Christiaan Durdaller.

The deadly collapse of a 12-story beachfront condominium north of Miami Beach sent shockwaves through the Florida insurance market. One wing of the 40-year-old Champlain Towers in Surfside, Florida, crumpled to the ground suddenly on June 24, 2021, killing 98 people. Several carriers have exited the Florida property market as total settlements rise to more than $130 million, and others are pulling back on property and liability coverage. Faced with the potential for steep losses, insurers are raising rates and deductibles and becoming much more selective. In such a challenging market, it’s crucial to work with experienced, knowledgeable brokers who can provide guidance through a more complex, demanding placement process.