Specialty Insurance Solutions for the Cannabis Industry

Delivering tailored insurance solutions for businesses operating across the cannabis supply chain. Our program is designed to provide comprehensive protection with a seamless underwriting process, ensuring stability and long-term success for our partners.

Grow With Us

With national reach, industry expertise, and market-leading capacity, the Starwind Cannabis Team offers solutions that eliminate friction, enhance coverage certainty, and deliver value-driven insurance products to brokers and insureds alike.

GET IN TOUCH TODAY:

seed2sale@starwindins.com

Start a Quote +

Become a partner here.

Starwind Equipment Excavator Graphic Image

Available Coverages

Property (with Equipment Breakdown)
Cannabis Crop, Goods-in-Process, and Finished-Stock
General Liability
Products and Completed Operations
Product Withdrawal Expense
Crime (including Money + Securities, Employee Dishonesty, and Forgery + Alterations)
Cargo/Inland Marine (Property and Cash In-transit)
Workers Compensation
Professional Liability

Ancillary Coverages Available

Bonds
Cyber Liability

Target Customers

Retail and Dispensaries (Medical, Recreational, and CBD Only)
Wholesalers
Distributors/Transporters (Including B2B/B2C Delivery Services and Non-storefront)
Warehouse and Storage Facilities
Manufacturing (Including Solvent-Based Extractors)
Processors (1st + 3rd party)
Testing Labs (Licensed and Accredited with the State
Landlords/Lessor’s Risk Only (LRO)/Real Estate Investment Trust (REIT)
Cultivators (Enclosed Greenhouses are Eligible)

Key Differentiators

Ease of Doing Business Through Exclusive Proprietary Rate/Quote/Bind Agency Portal
Easy Submission via Starwind SOV Upload
One-time Account Data Entry, with Updates Yearly at Renewal, or as Required
No Confusing 10+ Page Application Needed/Required
No Maximum Number of Locations
Minimum Premiums as Low as $250
No Crop Table or Sub-limited Coverage Based on Plant-cycle
Cannabis Crop/Inventory Paid at Market Value
Ability to Issue a Single Policy for Multiple States
Full In-house Underwriting Authority Means Quick Turnaround

Package + Workers Comp Eligibility

Eligible in All States Where Cannabis and Hemp are Legal
Monoline Coverage Available
New Ventures are Eligible
Locations with TIVs over $50M are Ineligible
All Cannabis Related Workers Compensation Classes Eligible

Submission Requirements

Completed Starwind Statement-of-Values (SOV)
Location/Operations State-issued Cannabis License Number(s)
Loss-Runs Currently Valued Within 60 Days
(If Available)
Target Premiums or Expiring Premiums
(If Available)
Current Experience Modification Worksheet
(If Available)

Insurance Program Carrier

Package Carrier

AM Best rated “A” (Excellent) FSC X
Licensed in all 50 states

Workers Compensation Carriers

AM Best rated “A” (Excellent) FSC VII
Licensed in all 50 states

Professional Liability Carrier

AM Best rated “A” (Excellent) FSC IX

Why choose Starwind Cannabis?

At Starwind Cannabis, we are reliable. We understand the fast-paced insurance landscape and have built our model around ease of doing business, ensuring seamless underwriting, competitive pricing, and strong carrier backing.

Our cannabis program reflects our commitment to specialization and broker support. Backed by 'A'-rated AM Best carriers, our program offers comprehensive coverage for dispensaries, cultivators, distributors, and more. With real-time compliance tools, white-labeled marketing resources, and streamlined claims handling, we help brokers succeed. Let's connect and grow together.

Start a Quote +