Starwind Specialty, one of the largest program management operations in North America announced today the launch of Starwind Private Client, a new underwriting platform dedicated to serving the unique insurance needs of high-net-worth individuals and families with complex property exposures.
The platform combines specialized underwriting, disciplined risk selection, and tailored coverage solutions designed for risks that often fall outside traditional market appetite. Starwind Private Client launches with its flagship product, Private Client Construction, a standalone owner-named Builders Risk solution created for custom home builds and renovations with completed values of up to $30 million.
Backed by A.M. Best A or better-rated paper at the time of binding, Private Client Construction offers all-risk coverage for structures under construction, existing property, building materials, and a broad range of optional coverages supported by flexible and responsive underwriting, dynamic pricing technology, disciplined catastrophe aggregation management, and proactive loss prevention.
“Starwind Private Client represents an important expansion of our underwriting platform and our commitment to delivering specialized solutions for underserved segments of the market,” said Alex Bonds, Co-President of Starwind Specialty. “High-net-worth clients often face complex risks that require a more customized approach. By combining technical underwriting, responsive service, and thoughtful product design, we are creating solutions that help brokers address those needs with confidence.”
Private Client Construction is designed to support a broad range of residential projects, including ground-up construction, major renovations, additions, repairs, and rebuilds following a homeowner policy loss. The program also offers flexibility for catastrophe-exposed locations, high-profile clients, and other risks that may require a tailored underwriting approach.
“For high-net-worth clients, building or renovating a custom home involves more complexity, more uncertainty, and ultimately more at stake," said Bryan Luker, Program President. "We designed our proprietary policy form to combine the mechanics of Builders Risk with the coverage expectations of the private client marketplace. Every project is underwritten on its own merits, giving us the flexibility to address the realities of luxury residential construction, from mid-project change orders and construction delays to complex contractual requirements and responsive claims support when something goes wrong. Our goal is to simplify the placement of a niche class of business that has historically been viewed as an underwriting exception, while delivering the service brokers and their clients expect."
In addition to its underwriting capabilities, Starwind Private Client incorporates on-site risk management inspections at key phases of construction, project-specific loss prevention protocols, and specialized claims advocacy through experienced property claims professionals.
The launch of Starwind Private Client further expands Starwind Specialty’s portfolio of specialty underwriting solutions and reflects the organization’s continued investment in innovative products designed to address evolving market needs.
For more information, visit: https://www.starwindins.com.
About Starwind Specialty
Starwind Specialty Insurance Services is one of the largest program management operations in North America, providing distribution partners and insureds unique, specialty products across multiple industries with a full suite of services - underwriting, distribution, and claims management. Learn more at www.starwindins.com.
About CRC Group
CRC Insurance Group, through its operating entities, is one of the leading independent wholesale specialty insurance distributors, delivering the broadest range of insurance solutions available in the marketplace today. With more than 6,000 teammates in offices across the United States, Canada, and the UK, CRC Group places more than $32B in annual premium across property and casualty, and employee benefits. Learn more at www.crcgroup.com.