Starwind Specialty announced today the launch of Starwind High Value Homes, a new underwriting management program specializing in insurance solutions for high-value residential properties. Designed for properties valued at $5 million and above, the program delivers customized, competitive coverage tailored to the unique risk profiles of high-value homes and homeowners.
Starwind High Value Homes is offered on an excess and surplus lines basis and backed by the financial strength of an AM Best–rated A- or better carrier, providing stability and confidence in an increasingly competitive homeowners insurance market. The program emphasizes clarity, flexibility, and responsiveness, offering brokers and policyholders a modern alternative to traditional high-net-worth homeowners solutions.
“High-value homeowners face evolving risks driven by climate conditions, rising property values, and increasingly complex construction and occupancy profiles,” said Alex Bonds, Co-President of Starwind Specialty. “This program was built intentionally to address those realities. By combining thoughtful product design with strong financial backing and efficient underwriting, we are delivering a solution that prioritizes confidence, customization, and long-term partnership for both brokers and clients.”
The program supports homes with insured values starting at $5 million and accommodates primary residences, secondary homes, and rental properties. Starwind High Value Homes does not require portfolio placement, allowing homeowners to secure coverage without bundling additional lines of business, a key differentiator in the high-net-worth space.
“The high-value homeowners market has changed, but many insurance offerings have not kept pace,” said Amy Walker, Program President. “We developed this program to provide brokers and homeowners with clear, meaningful coverage options that can be tailored to each risk without unnecessary complexity. Our focus is on delivering responsive service and thoughtful solutions that align with how today’s high-value properties are built, used, and protected.”
Starwind High Value Homes was developed in response to continued volatility among incumbent markets, declining service standards, and limited capacity for complex residential risks. As homeowners increasingly seek transparency, customization, and control over their insurance decisions, the program offers a forward-looking solution designed to meet modern expectations.
The program is distributed in partnership with CRC Specialty’s wholesale brokers, providing access to experienced specialists in the high-net-worth personal lines marketplace.
About Starwind Specialty
Starwind Specialty Insurance Services is one of the largest program management operations in North America, providing distribution partners and insureds unique, specialty products across multiple industries with a full suite of services - underwriting, distribution, and claims management. Learn more at www.starwindins.com.
About CRC Group
CRC Insurance Group, through its operating entities, is one of the leading independent wholesale specialty insurance distributors, delivering the broadest range of insurance solutions available in the marketplace today. With approximately 6,000 teammates in offices across the United States, Canada, and the UK, CRC Group places more than $30B in annual premium across property and casualty, and employee benefits. Learn more at www.crcgroup.com.